"I've only got two..." Topic

46 years old and I need cataract surgery. I suppose I'm partially to blame because I didn't control my diabetes for nearly a decade. Anyway, the good news is that my insurance will cover the whole thing. Yay! The bad news is that the "preferred, high quality, help you see better" lenses are not covered by insurance and will cost $2,500 USD per eye (I need both eyes operated on). I will have to borrow the money to pay for this and finance over 3 years at just over 10%. I haven't called the doctor with my decision yet. I guess I'm not asking for advice; just wanted to rant. Thanks for listening.

I had cataract surgery on both eyes 2 years ago. Fortunately my insurance covered the better lenses. I had the surgeries about two weeks apart. Right now I have an $8,500 USD bill for upcoming dental implants so I know medical related bills are an issue for most of us. To be honest, however, a $5,000 USD investment in your eyes is really worth it. I see so much better and no longer wear glasses except reading classes. I can also wear non prescription sun glasses, the prescription ones were always expensive and clunky. Now I can wear cool ones, well cool to a 67 year old. Best of luck.

Get the good lenses. How could you go the rest of your life with lesser vision when you have a choice? Pay for it.

Is there some way to pay cash up front and get a price break? Cut the insurance out of it and offer cash. Maybe you can actually do it for less. Just something I learned recently that people are doing. I read that paying cash can cut the actual insurance and copay amount by as much as 80% depending on the procedure.

Thanks, guys. Words I needed to hear. I'm going with the good ones. I figure out the details later (kind of like everything in life). Insert somewhat happy face here.

All the best Tacitus. The recovery is not bad, just follow their directions and you'll be fine. After my recovery from the second surgery the doctor asked what I thought about the whole process. I tasked him where he was 58 years ago and why did I have to wear glasses since I was 7 years old. Glad he had a sense of humor. Let us know how things go. If you need any moral(?) support we're here for you.

Best of luck, Tacitus.

Same from here. Keeping a close watch on my own eyesight(way important for diabetics like myself ). Last exam,negative for glaucoma or cataracts,just normal signs of aging so far. Have another exam scheduled soon.

I'm diabetic too. Also keeping an eye (har!) on my vision here as well…

Damon.

You were given good advice and you took Tacitus. Best of luck on the procedure.