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"Postal money orders as payment?" Topic

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yunohu22 Feb 2021 6:57 a.m. PST

I would like to know if there are any stores or manufacturers in the states that accept postal money orders as payment as I don't use credit cards or paypal. I've found a few but there must be more that I'm not aware of. Thanks in advance.

Sgt Slag22 Feb 2021 7:38 a.m. PST

It really depends upon where the Money Order is issued. The US Postal Service's Money Orders are as good as cash. If there is fraud with them, you have the USPS backing you on them.

Other country's Money Orders are another matter, entirely. They can take weeks to clear the recipient's bank. Recourse if they prove bad, is unknown.

Your best bet, is to contact vendors you want to buy from, and ask them directly. Cheers!

Personal logo Extra Crispy Sponsoring Member of TMP22 Feb 2021 8:15 a.m. PST

I do though I don't sell fantasy figs…

I take personal checks too, if you don't want to pay for the money order.

yunohu22 Feb 2021 11:57 a.m. PST

Thanks Mark….I posted to Fantasy as that has been my main zone of interest but I do mix it up with some historical and gothic horror figures. I've had a bit of a look around on your site and saw some shiny bits that I'd add to my collection.
Sgt. Slag, I've tried reaching out to some folks but haven't always gotten a reply, so I thought it might be less time consuming to ask here on TMP rather than email stores or manufacturers individually.

79thPA Supporting Member of TMP22 Feb 2021 12:11 p.m. PST

Most of us can't do anything but guess. I am sure you will find some (like Mark) who will go the extra step, while others don't want to be bothered with having to go to the post office to get paid in cash.

Is there a reason you don't have a credit card? You can get one with a small credit line, just use it for soldiers, and pay it off in full every month. Just a thought. Good luck.

Stryderg22 Feb 2021 12:40 p.m. PST

This site may be helpful.

You create an account and tie it to your checking account. They issue you a credit card number that you can use to place a minis order. The vendor processes it just like a credit card, but the money comes directly from your checking account.

yunohu22 Feb 2021 1:36 p.m. PST

I know some folks will find it incomprehensible to not have a checking account or credit card but I prefer to do business on my own terms. To me it's much less of a hassle and I don't mind waiting on an order.

Zephyr122 Feb 2021 2:28 p.m. PST

I've seen pre-paid credit cards (such as Visa) at some stores, meaning, you can get the card and "load it" with money at the checkout. Then you can use the balance up & just toss the card, reload it, etc. and it's not tied to any of your bank accounts (NEVER use debit cards.) It might be an option for you (but read the terms & conditions for the card before you decide on it…)

Stryderg22 Feb 2021 5:06 p.m. PST

Some folks may find it incomprehensible, but I totally get it. I wish you good luck in finding a solution that works for you.

RudyNelson22 Feb 2021 8:32 p.m. PST

Slag is right USPS are as good as money. A lot of people do not use checks but come to the post office once a month in order to pay bills. Some other are not as solid.
For large purchases consider a bank cashiers check.

yunohu23 Feb 2021 5:54 a.m. PST

Thanks to all for the input…it's not as though I don't have enough unpainted figures to last me the rest of this lifetime, but after a long hiatus from the hobby I find myself in the position of having more free time than I know what to do with. I mean what's a body to do when the doctors tell you your working days are over, get you excused from jury duty, and suggest signing up for disability…I know I'll buy more figures to add to my pile….:P cheers all!

Sgt Slag23 Feb 2021 6:50 a.m. PST

I was an online vendor from 1998-2007. I would accept USPS Money Orders only. Bank checks, personal checks, and non-USPS Money Orders can all be faked, and you have dubious recourse with them. I also used PayPal, but I needed something other than PayPal, for those customers who did not trust them; I needed something I knew was bulletproof trustworthy, and that was a very short list of one!

The advantage, as a vendor, to using PayPal, is that PayPal processed CC orders, without me getting a CC account set up, with monthly fees! I had a customer contact me once, saying his CC had been compromised, asking me how I handled his CC information… I told him that PayPal handled it -- I did not even know that he had used his CC, all I knew was that I received money from him.

PayPal has been golden for me, since around 1999. Never had an issue with them. Never had an issue with using USPS Money Orders either. YMMV. Cheers!

yunohu23 Feb 2021 8:30 a.m. PST

Sgt Slag I like the idea of USPS money orders. I doubt I'd ever get close to the domestic limit of $700.00 USD and there's no worry or hassle with compromised cards/interest fees on unpaid balances/etc. etc. Plus if a M.O. goes missing it's not that big a hassle to replace it.

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