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"PayPal - Friends Option is NOT for Marketplace Purchases" Topic


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Buckeye AKA Darryl03 Apr 2020 4:00 p.m. PST

I keep seeing where sellers are asking for buyers to use the friends option when paying for goods sold on the Marketplace. While I would like to think the gaming community is one large friendly family, asking buyers to use the friends option is a violation of PayPal's User Agreement:

If you use your PayPal account to receive payments for the sale of goods or services or accept donations, you must:

Pay any applicable fees for receiving the funds.
Not ask your buyer to send you money using the "send money to a friend or family member." If you do so, PayPal may remove your PayPal account's ability to accept payments from friends or family members.

I have pointed this out to sellers in the past, and as a seller myself have always paid the fees. It is PayPal's platform, their service, and their software that they designed and have the right to make money for use of that service.

I am no saint….to receive a good deal on some figures, recently I agreed to purchase using the friends option. I will not do that again, and will never ask a buyer to violate the user agreement.

It is your call on how you want to receive money via PayPal. I have used PayPal for a number of years and do not plan to lose my ability to use their service by participating as a seller or a buyer using the friends option.

79thPA Supporting Member of TMP03 Apr 2020 4:29 p.m. PST

You also lose you buyer protection. Even on a one hundred dollar purchase, you are only going to pay about three more bucks. I consider the fees insignificant for the convenience and service they provide.

jhancock03 Apr 2020 5:14 p.m. PST

If someone insists on Friends for payment, offer to pay extra for the fee and piece of mind.

If they still insist, be suspicious and call off the deal.

3rd5ODeuce Supporting Member of TMP03 Apr 2020 7:01 p.m. PST

PayPal also gives a pretty good discount on shipping services if payment was made as a G&S sale. If F&F is used, no shipping option is offered.

altfritz03 Apr 2020 7:05 p.m. PST

All the sellers are asking is that you pay the fees. That is what happens when you send to "friends & Family" – you are accepting the fees yourself. So to do as you suggest the seller should add a surcharge to the item price to cover those costs.

skipper John03 Apr 2020 7:07 p.m. PST

Someone that tells you to use "friends" when using PayPal is NOT YOUR FRIEND!

Buckeye AKA Darryl04 Apr 2020 3:33 a.m. PST

AF – When I sent the amount the buyer was asking for, I did not incur any additional fees using the friends option. The amount taken was the asking price for the purchase.

Regardless it is a direct violation of the user agreement as stated above.

I am not trying to throw shade on the seller in my transaction. He has a very good rep for selling here, and worked with me on a deal. However, I keep seeing more and more people selling on TMP asking for the friends method of payment and thought it best to share PayPal's policy.

altfritz04 Apr 2020 6:03 a.m. PST

You did not pay any fee? Really? There is always a fee whenever I send money to friends. In fact, I think there used to be a prompt "You pay the fee?"

Garryowen Supporting Member of TMP04 Apr 2020 6:23 a.m. PST

I always due what jhancock said. I tell the seller to add on for the fee and treat it as a sale.

altfritz said there is a fee to pay under Friends and Family. That is true, as I recall, if you pay PayPal with a credit card, but not if you let them take it out of your checking account.

I assume that is because if you use a credit card to pay PayPal, they have pay a fee to the credit card issuer.

I agree completely with Darryl.

My honor and playing fair is more important to me than saving a few bucks by cutting PayPal out of the fee.

I have to also agree with 79thPA. The buyer protection is valuable. I assume sellers on TMP are on the up and up. However, elsewhere I would think if the seller wants to cheat PayPal, he may also want to cheat me and I will have no buyer protection with Friends and Family.

Tom

Martian Root Canal04 Apr 2020 8:21 a.m. PST

I will use friends and family for exactly that purpose. If anyone requests the 'friends' option as payment, I will not make the purchase. Simple as that. Caveat venditor.

Thresher0104 Apr 2020 11:56 a.m. PST

Well said.

Some companies are also illegally adding on surcharges for the PP fees, and also for CC fees too.

IIRC, the terms of both specifically prohibit that practice, and yet it is still done.

whitphoto04 Apr 2020 1:43 p.m. PST

If a seller insist on F&F because of fees I will simply add the fees to my total and use the stand G&S. If that's not good enough for them then I won't buy%

altfritz05 Apr 2020 6:32 a.m. PST

I don't think this is about cheating PayPal, it is about getting a fair price for what you are selling. Typically we are talking about what is essentially online flea market purchases. So they are dirt cheap already. This is about trying to avoid being cheated, not about cheating.

The solution is the sellers price to include the fees – like whitphoto says.

Garryowen Supporting Member of TMP05 Apr 2020 9:01 a.m. PST

It is cheating when PayPal sets out the rules under which it does business and someone uses PayPal's service in violation of those rules.

PayPal trusts us and we violate that trust when we use F&F for purchases and sales. It's as simple as that.

If one does not like the way PayPal does things, the solution is to use another form of payment.

Tom

Personal logo Bobgnar Supporting Member of TMP05 Apr 2020 3:53 p.m. PST

Buyer should just split the fee with seller. I consider Pay Pal the best internet service since internet commerce was begun.

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